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California 10 Year Mortgages


Resource Lenders offers a variety of home loan solutions for home buyers and homeowners in California including 10 year fixed rate financing. If you’re looking to pay off your home quickly and potentially save thousands of dollars in interest, then a 10 year home loan might be right for you. With 10 year fixed rate financing, your interest rate will not change throughout the 120 month amortization period. Thus, the principal and interest portion of your mortgage payment will remain consistent throughout the life of the loan.

Because the repayment period is condensed into a 10 year time frame, borrowers can expect higher monthly mortgage payments than they would with a 30, 20 or 15 year mortgage. If a borrower is concerned about their ability to make these higher payments, he or she may want to consider a 15 or 20 year mortgage and make extra principal reduction payments to pay off their loan faster. This strategy may give a borrower a little more downside protection for months when their ability to make higher payments may be limited. Be sure to verify that there are not any prepayment penalties with your lender.

At Resource Lenders, we’re here to answer any of your questions.  To learn more about our California 10 year mortgage options, please call (800) 564-4342 or complete the Rate Quote form on this page.


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  • Why Choose Us for a 10 Year Home Loan?

    • Highly Competitive Rates & Fees
    • 25+ Years Helping California Borrowers Find Quality Financing
    • Ability to Apply, Track Your Loan, and Upload Documents Online

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