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California FHA Loans


Resource Lenders is a California mortgage lender offering low money down FHA home loan solutions. With an FHA loan from Resource Lenders, home buyers may be able to purchase residential real estate in the State of California with as little as 3.5% down. Many conventional loan programs in today’s marketplace require 5-20% down, making FHA financing a great alternative for first time home buyers or those looking to use less of their savings for their down payment. If you already have an FHA loan and are interested in refinancing, Resource Lenders offers FHA streamline and cash-out refinancing solutions as well.


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  • Why Consider an FHA Loan?

    • Purchase a home with as little as 3.5% down
    • Underwriting criteria may be more lenient than some conventional products
    • Higher cash-out loan-to-value limits than many other programs
    • Fixed rate and adjustable rate options allow you to choose a solution that works for you
    • Save on closing costs and expenses with an FHA streamline refinance
    • Ask abut 203K loans for financing the costs of home improvements

  • Ready to Get Started? – 3 Options


FAQs About FHA Loans


We offer California FHA loans for most types of residential real estate including stick built homes, modular properties, condos, townhomes, even certain types of manufactured homes on owned land. Multi-family properties may be eligible as long as they are owner occupied. Call us today to learn more.
Resource Lenders does not have any FHA programs available for financing vacation homes or investment properties. We do have access to some great conventional financing solutions for these types of homes. Down payment requirements will be greater than what is possible through FHA mortgages. 
Contact Resource Lenders today and we can help you navigate the process. After taking an application, you’ll be asked for documentation to validate what is on the application. This may include items such as W2s, banking and investment statements, tax returns and  more. Your mortgage professional will walk you through the entire process from application through closing.
We have been helping California homeowners with their home financing needs for over 25 years. We’re located in California’s Central Valley and maintain office locations in Fresno and Visalia. Our knowledgeable mortgage professionals have experience helping borrowers throughout the State and are available to answer any questions you may have.

Streamlining the Process from Anywhere in California

The following video explains how borrowers from around the State of California can use Resource Lenders’ secure home loan portal to apply, track their loans, and upload documents all online.

 

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