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California Jumbo Loans

Resource Lenders is one of California’s premier jumbo mortgage lenders. We offer highly competitive pricing and closing costs for loan amounts exceeding conforming loan limits in various areas of California. Borrowers can choose between the long term stability of our fixed rate jumbo loans and the short-term savings of our adjustable rate products. Our California jumbo mortgage programs can be used to finance primary residences, second homes, and rental properties. Give us a call today at (800) 564-4342 for a free rate quote and consultation.

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  • Jumbo Loans from Resource Lenders

    • Fixed and adjustable rate options
    • Available for loan amounts exceeding conforming loan limits
    • 1-4 unit residential properties
    • Purchase and refinance options (rate and term and cash-out)
    • In-State lender with knowledge of California’s real estate markets
    • Aggressive pricing and reasonable closing costs

  • Ready to Get Started? – 3 Options

Jumbo Loans FAQs

Give Resource Lenders a call and we can help you determine whether you are eligible for a conforming, conventional loan or need a jumbo loan. Conforming loan limits vary in different areas of California. Also, the number of units a property has can also affect conforming loan limits.
Typically, yes. Since these loans do not meet Fannie’s and Freddie’s guidelines, the appetite for these loans on the secondary market is lower and thus, these loans can can viewed as carrying more risk to investors.
Not that we are aware of. Jumbo loans typically have a down payment requirements that are greater than what’s available through conventional financing.
We do offer a variety of fixed rate and adjustable rate mortgage options for refinancing jumbo mortgages in California. You can learn more about them here.
Most types of 1-4 unit residential properties are eligible. Down payment requirements and underwriting guidelines may vary based upon property type, occupancy held, and other factors.
We have been helping California home buyers and homeowners with their jumbo financing needs for over 25 years. We’re located in California’s Central Valley and maintain office locations in Fresno and Visalia. Our knowledgeable mortgage professionals have experience helping borrowers throughout the State and are available to answer any questions you may have.

Streamlining the Process from Anywhere in California

The following video explains how borrowers from around the State of California can use Resource Lenders’ secure home loan portal to apply, track their loans, and upload documents all online.

Request a rate quote.