Bungalow

California USDA Mortgages


Resource Lenders is pleased offer 100% USDA Rural Housing Loans in the State of California. USDA mortgage remain one of the most popular no money down home financing solutions in the California marketplace. USDA loans are backed by the US Department of Agriculture and are designed to help middle and lower income borrowers pursue homeownership in underdeveloped areas of the State. The professionals at Resource Lenders have experience helping borrowers from around the State take advantage of all of the benefits of California USDA mortgage financing.


  • Ready to Get Started? – 3 Options

  • Why Consider a USDA Mortgage?

    • Zero down payment may be required
    • Some closing costs may be able to be financed into the loan amount
    • Flexible, common sense underwriting
    • Low fixed mortgage rates
    • Seller may be able to contribute toward closing costs

Apply Now Get a Quote Ask a Question


FAQs About USDA Mortgages


California USDA mortgages can be used to finance owner-occupied single family residences (some exceptions may apply). Rental properties and investment properties are not eligible. Farms and commercial properties are also not eligible with USDA RH Development Guaranteed Loans.
You can research if a property may be eligible for USDA mortgage financing here –  If you have any questions, do not hesitate to give us a call at (800) 564-4342.
Unlike most mortgage programs, it is possible to earn too much money to be eligible for a USDA rural housing loan. You can research income eligibility information on the USDA web site here. You’ll need to first select California and then your County from the dropdown lists.
We have been helping California homeowners with their home financing needs for over 25 years. We’re located in California’s Central Valley and maintain office locations in Fresno and Visalia. Our knowledgeable mortgage professionals have experience helping borrowers throughout the State and are available to answer any questions you may have.

Streamlining the Process from Anywhere in California

The following video explains how borrowers from around the State of California can use Resource Lenders’ secure home loan portal to apply, track their loans, and upload documents all online.

Request a rate quote.