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California VA Loans

Shop and save on your next California VA loan with the mortgage professionals at Resource Lenders. We’re a California based VA mortgage lender serving the home financing needs of California’s veterans, active duty personnel, and their families. Whether you are looking to purchase a home with a no money down VA mortgage or are seeking to refinance an existing VA loan, we’re here to help you navigate the process. Give us a call today at (800) 564-4342 for a free quote and consultation.

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  • Why Consider a VA Loan?

    • Zero down home loan solution
    • Fixed interest rates
    • Lenient credit guidelines compared to most conventional products
    • Seller paid closing costs may be allowed
    • No prepayment penalties
    • VA IRRRL refinancing – potentially saves time and money
    • Our knowledge of California real estate markets – We’re based in Fresno and Visalia but do business throughout the State

  • Ready to Get Started? – 3 Options

VA Loan FAQs

Unlike other low money down mortgage programs, there is no private mortgage insurance needed with a VA loan. The VA guarantees the lender on the loan. Thus, no PMI is needed.
In order to qualify for a VA loan you’ll need to obtain a Certificate of Eligibility (COE) and meet the lender’s guidelines (i.e. employment, credit, income, etc). You can learn more about VA loan eligibility here.
Our California VA loans can be used to finance most types of residential properties including stand-alone homes, townhouses, and condos in VA approved condominium projects. Certain manufactured homes on owned land may also be eligible. 
We have been helping California veterans and their families with their home financing needs for over 25 years. We’re located in California’s Central Valley and maintain office locations in Fresno and Visalia. Our knowledgeable mortgage professionals have experience helping borrowers throughout the State and are available to answer any questions you may have.

Streamlining the Process from Anywhere in California

The following video explains how borrowers from around the State of California can use Resource Lenders’ secure home loan portal to apply, track their loans, and upload documents all online.

 

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