Luxury Home

Mortgage Programs

Explore different mortgage programs from Resource Lenders. Serving all of California.


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  • Conventional

    • 5%-20% Down Req.
    • Competitive Rates
    • Fixed Rate Programs
  • FHA Loans

    • 3.5%+ Down
    • Fixed or Adjustable
    • Finance Eligible Repairs
  • VA Loans

    • 0%+ Down Payments
    • Eligible Military
    • No Mortgage Insurance

  • Jumbo Loans

    • Higher Loan Amounts
    • Fixed or Adjustable
    • Creative Solutions

  • USDA Loans

    • 0%+ Down Payment
    • Fixed Rate Option
    • In Designated Areas

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Which Program is Right For You?


There isn’t a single or simple answer to this question. The right type of mortgage for you depends on many different factors:

  • Your current financial picture
  • How you expect your finances to change
  • How long you intend to keep your house
  • How comfortable you are with your mortgage payment changing

For example, a 15-year fixed rate mortgage can save you many thousands of dollars in interest payments over the life of the loan, but your monthly payments will be higher. An adjustable rate mortgage may get you started with a lower monthly payment than a fixed rate mortgage, but your payments could get higher when the interest rate changes.


Click on the links below for more information about some of the available mortgage programs, and remember – the best way to find the “right” answer is to discuss your finances, your plans and financial prospects, and your preferences frankly with a mortgage professional.

Check out our YouTube page for informative videos about the different loan programs and the home buying process.

Request a rate quote.